- National ID and a second ID (NHI card or driver's license)
- a in your own name Taiwanese bank account, able to transfer via online banking or ATM
- Phone number, email
- An account at the exchange you want to send to (pick one: Binance, OKX or Bitfinex)
How to Buy Bitcoin: A Complete Beginner's Guide to Depositing TWD
Most overseas exchanges can't take TWD directly. The most common route: buy USDT (a digital coin pegged 1:1 to the US dollar) with TWD on MAX in Taiwan, then send the USDT over. The whole process takes about 1–3 days, mostly spent on identity verification.
⚠️ Fees and rates may change at any time. Go by each platform's official announcements and what the app shows, and check for yourself.
Checklist
MAX sign-up and deposit
- Open the MAX sign-up page with the invite link and enter your email and password.
- After sign-up, the app walks you through identity verification and linking a bank account. Once done, your level rises to Lv2, which unlocks TWD deposits and withdrawals.
- Go to “Wallet” › TWD › “Deposit”; you'll get a dedicated deposit account number. Transfer from the bank account you linked.
Buy USDT on MAX
- Once the money arrives, open the USDT/TWD trading page.
- “Market” is fastest: you buy at the current price right away. “Limit” lets you set your own price, but you have to wait for someone willing to sell to you.
Open an account at the exchange you're sending to
Pick any one of the three. Below are the sign-up screens and where to find the “deposit address”.
Binance
OKX
Bitfinex
Choosing a network: cheap, and it must match
The same USDT can travel on different “networks” (like different couriers), and fees vary a lot. The most important rule: sender and receiver must use the same network; pick the wrong one and you may not get it back.
USDT networks and fees MAX can send on (MAX official data, checked 2026/10/27):
| Network | MAX withdrawal fees | Binance | OKX | Bitfinex |
|---|---|---|---|---|
| Avalanche C-Chain | 0 USDT | Yes | Yes | None |
| BSC (BEP20) | 0.02 USDT | Yes | None | None |
| Polygon | 0.02 USDT | Yes | None | None |
| Arbitrum One | 0.11 USDT | Yes | None | None |
| Aptos | 0.11 USDT | Yes | Yes | Yes |
| Ethereum (ERC20) | 0.4 USDT | Yes | Yes | Yes |
| Tron (TRC20) | 3 USDT | Yes | Yes | Yes |
MAX's minimum withdrawal is 6 USDT. OKX's Polygon and Arbitrum One networks use USDT0, which is different from MAX's USDT — do not use them. Receiving-side support is based on each exchange's official public information (checked 2026/10/27): Binance's official public list of USDT deposit networks; OKX's USDT network list on its withdrawal fee page; Bitfinex's network list on its deposit page (Ethereum, Tron, TON, Liquid, Solana, Aptos, Kaia, Cosmos). Before transferring, still confirm the network on the receiving deposit page. Fees can change at any time; go by what the screen shows before you send. Sources: MAX fees and limits (2026/10/27).
⚠️ Fees and rates may change at any time. Go by each platform's official announcements and what the app shows, and check for yourself.
⚠️ Fees and rates may change at any time. Go by each platform's official announcements and what the app shows, and check for yourself.
Send USDT from MAX
- On the receiving side (Binance / OKX / Bitfinex), pick the network and copy the “deposit address”.
- Back on MAX: Wallet › USDT › “Send”.
- Tap “Select” to add an address: paste the address you just copied, Pick exactly the same network as the receiving side. The first time you add an address, you'll be asked to verify.
- Enter the amount (at least 6 USDT), check the fee and amount received shown on screen, then tap Send.
- Complete phone or email verification.
⚠️ Fees and rates may change at any time. Go by each platform's official announcements and what the app shows, and check for yourself.
It usually arrives within a few minutes to half an hour; you can see it in the receiving side's deposit history.
Fee overview
| Item | Fees | Source (date checked) |
|---|---|---|
| MAX TWD withdrawal (individual) | 30 TWD per transaction | MAX official (2026/10/27) |
| MAX maker fill (maker, VIP 0) | 0.08% | MAX official (2026/10/27) |
| MAX taker fill (taker, VIP 0; market orders are this type) | 0.16% | MAX official (2026/10/27) |
| MAX USDT withdrawal | 0 – 3 USDT depending on network (see table above) | MAX official (2026/10/27) |
| Bitfinex crypto / stablecoin deposits | Free | Bitfinex official (2026/10/27) |
| Bitfinex spot trading | 0 (both maker and taker are 0) | Bitfinex official (2026/10/27) |
Source: MAX trading fees, MAX withdrawal fee rates, Bitfinex Fees. Binance and OKX trading fees vary by tier and region; check the fee page in the app.
⚠️ Fees and rates may change at any time. Go by each platform's official announcements and what the app shows, and check for yourself.
FAQ
Q: How long does a USDT transfer take?
Most networks take a few minutes, plus time for the exchange to confirm. If it hasn't arrived after 1 hours, first check MAX's withdrawal history for a transaction ID.
Q: What if I picked the wrong network?
Contact the receiving exchange's support right away. Some can recover it for a fee and a long wait; some can't. So always double-check the network before sending.
Q: Why not just buy with TWD on an overseas exchange?
Most overseas exchanges don't accept TWD, or require a credit card or third-party payment, which usually costs more.
Risk warning
- This page is a how-to guide, not investment advice.
- Overseas exchanges aren't regulated by Taiwan's Financial Supervisory Commission, so protection is limited if something goes wrong.
- USDT is pegged to the US dollar, but it can lose its peg if the issuer runs into trouble.
- Always go through the official app or the links on this page. Beware of fake sites and fake support.